Attention: Snuson members who have LIFE-LOCK identity theft protections

[sgreger1]

For those of you who have lifelock, check out this wired article. Long story short, they don't protect your identity and they have been fined $12 million by the FTC for falsely claiming they do. They also don't encrypt or keep your information safe on their severs. The CEO uses his social security number in commercials "My name is blah blah blah, my social security number is xxxxx, buy lifelock". As a result of this, his identity has now been stolen 13 times.

Anyone who has this service should look into this, because buying lifelock identity theft service seems to be largely a scam. Article below:



The Federal Trade Commission accused Lifelock, based in Arizona, of operating a scam and con operation. The commission announced, along with 35 state attorneys general, that it had levied a fine of $12 million against the company for deceptive business practices and for failing to secure sensitive customer data. Of that amount, $11 million will go to refund customers who subscribed to the service. Consumers will receive a letter from the FTC and their attorney general explaining how to take part in the settlement.




http://www.wired.com/threatlevel/201...#ixzz0oViPvohM

[LincolnSnuff]

I am a bank manager for a large national bank. I have come across several customers that utilize the life-lock service. The way their system works, if you or someone else applies for new credit after purchasing the service, you must call Life-Lock from a predetermined telephone number to verify that it is actually you that is seeking new credit. If it is not you, Life-Lock notifies the lender of the potential fraud and instructs them to discontinue the application.

This seems good in theory, but I can imagine situations where it would not work or could be detrimental to an actual customer of Life-Lock. Also, if Life-Lock is not protecting the confidential information of its own customers, what good is the service? I recommend contacting your bank and asking if they carry Identity Theft Insurance. As long as it is underwritten by a reputable insurance company, you should be protected. These services generally monitor your credit bureau reports for inquiries, changes, etc. and notify you when they happen. If you notice something out of the ordinary (credit applied for at a bank you didn't visit) you contact the service and take action. The cost is usually between $8-$15/mo. and the policies usually carry $10,000 to $50,000 in insurance in the event your identity is compromised. Do research, take action, and protect yourself - especially if you do any business online.

[sgreger1]

Good points, it does offer some protection, but it has major holes in it:

According to the FTC:
Thieves could still rack up unauthorized charges on existing accounts — the most common type of identity theft. It also couldn’t protect thieves from obtaining a loan in a Lifelock customer’s name.

[Bigblue1]

Huh, so the people who purportedly claim to protect you are just as bad as the D-bags who would rip you off. Gotta love America.....

Anyway I just came across this thread looking for the Arizona law thread because I couldn't startt a new thread for some reason (mods check int o this), and the only reason I was lookinf for Arizona is because i have a cool story.

So My neighborhood had a garage sale this weekend. I speak a bit of Spanish so I think I did better than most, but that's neither here nor there. Anyway I was workin some deals with what appeared to be a an older Mexican woman and her late twenties or early thirties son. I sold them some stuff. When they were walking away she noticed my American Flag hanging from my fence. She stopped and touched it. Then she asked her son in Spanish " do you think their selling this?" I walked up and said "for sure" They asked "how much" I wasn't planning on selling it. So I said " ten bucks". She said to her son. "vamanos" so I said $5. she turned her head and smiled so big that I was surprised. She wanted that flag. In the moment I grabbed the flag wrapped it up and handed it to her. She went for her purse and I said don't worry about it. After seeing so many assholes who want to still be Mexican when they are here, I just couldn't charge someone money for the flag when it was very apparent. She was American as the rest of us.

[sgreger1]

Huh, so the people who purportedly claim to protect you are just as bad as the D-bags who would rip you off. Gotta love America.....

Anyway I just came across this thread looking for the Arizona law thread because I couldn't startt a new thread for some reason (mods check int o this), and the only reason I was lookinf for Arizona is because i have a cool story.

So My neighborhood had a garage sale this weekend. I speak a bit of Spanish so I think I did better than most, but that's neither here nor there. Anyway I was workin some deals with what appeared to be a an older Mexican woman and her late twenties or early thirties son. I sold them some stuff. When they were walking away she noticed my American Flag hanging from my fence. She stopped and touched it. Then she asked her son in Spanish " do you think their selling this?" I walked up and said "for sure" They asked "how much" I wasn't planning on selling it. So I said " ten bucks". She said to her son. "vamanos" so I said $5. she turned her head and smiled so big that I was surprised. She wanted that flag. In the moment I grabbed the flag wrapped it up and handed it to her. She went for her purse and I said don't worry about it. After seeing so many assholes who want to still be Mexican when they are here, I just couldn't charge someone money for the flag when it was very apparent. She was American as the rest of us.

Amen to that brother. That's nice to see man, brightened up my morning.